A. Ahmad Ridwansah, A. Susandi, D. Jubaedah, I. Setiawan, and D. Sudrajat, “Qardh al-Hasan as a Tool for Urban Justice: A Comparative Fiqh Perspective for Financial Inclusion in Bandung’s MSME Sector”, ZLPAI, vol. 3, no. 6, pp. 7–20, Nov. 2025.