The Application of Akad Wakalah Bil Ujrah and Hawalah to Shariah Banking With a Focus on Ijarah Muntahiya Bitamlik and Mudharabah Products in the Perspective of Sharia Economic Law

Authors

  • Hari Rahmat Mulyadin UIN Sunan Gunung Djati Bandung
  • Nana Herdiana UIN Sunan Gunung Djati Bandung
  • Yoyok Prasetyo UIN Sunan Gunung Djati Bandung

Keywords:

Wakalah bil ujrah, Hawalah Agreement, Sharia Banking

Abstract

The application of sharia principles in banking is very important in the Islamic finance industry. One of the principles used is the wakalah bil ujrah and hawalah contracts, which are used in products such as ijarah muntahiya bitamlik and mudharabah. This article discusses the application of wakalah bil ujrah and hawalah contracts in Islamic banking with a focus on these products from the perspective of Islamic economic law. It will discuss the basic concepts of these contracts, their implementation in ijarah muntahiya bitamlik and mudharabah products, and analyze their compliance with the principles of Islamic economics. 

 

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References

Smith, J. (2005). Islamic Banking and Finance: Principles and Practice. ABC Publishing.

Ahmad, A., & Rahman, R. (2010). Mudharabah Financing: An Analysis from the Perspective of Islamic Law. Journal of Islamic Economics.

Ardiana,S., Z (2021) Perbedaan Akad Wakalah Bil Ujrah Dan Akad Qard Terhadap Permasalahan Akad Pembelian Barang Dalam Kehidupan Sehari-hari. Jurnal Program Magister Hukum Fakultas Hukum Universitas Indonesia Volume 1 Nomor 4.

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Syaikhu, Aryadi & N. (2015). Fikih Muamalah: Memahami Konsep dan Dialektika Kontemporer. K-Media.

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Mubarok, J & H. (2017). Fikih Mu’amalah Maliyyah: Akad Tabarru’. Simbiosa Rekatama Media.

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Published

2024-01-30

How to Cite

Rahmat Mulyadin, H., Herdiana, N., & Prasetyo, Y. (2024). The Application of Akad Wakalah Bil Ujrah and Hawalah to Shariah Banking With a Focus on Ijarah Muntahiya Bitamlik and Mudharabah Products in the Perspective of Sharia Economic Law. Zona Law And Public Administration Indonesia, 2(1), 361–366. Retrieved from https://ejournal.zona-edu.org/index.php/ZLPAI/article/view/62

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